Kramer, Kim (2025) Bank presence and health. Review of Finance. ISSN 1572-3097 (In Press)
Full text not available from this repository.Abstract
This paper examines whether more bank presence in underserved areas can improve house- holds’ health. Leveraging a 2005 Reserve Bank of India policy and a regression discon- tinuity design, I demonstrate that five years post-policy, treatment districts have 27 more bank branches than control districts. This expansion increases household employment and access to savings accounts, enhancing health investments. On the healthcare supply side, hospitals utilize more credit and expand services. Six years after the policy, households in treatment districts are 19 percentage points less likely to suffer from non-chronic illnesses in a given month. Chronic diseases remain unaffected.
| Item Type: | Article |
|---|---|
| Additional Information: | © 2025 The Author |
| Divisions: | LSE |
| Date Deposited: | 26 Jun 2025 13:42 |
| Last Modified: | 07 Jul 2025 09:27 |
| URI: | http://eprints.lse.ac.uk/id/eprint/128574 |
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