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Elaluf-Calderwood, Silvia Monica, Liebenau, Jonathan ORCID: 0000-0001-6536-6319 and Kärrberg, Patrik A. (2012) Privacy, identity and security concerns: enterprise strategic decision making and business model development for mobile payments in NFC. In: TPRC 2012: 40th Research Conference on Communication, Information and Internet Policy, 2012-09-21 - 2012-09-23, Virginia, United States, USA. (Submitted)