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Hanger, Susanne, Bayer, Joanne, Surminski, Swenja ORCID: 0000-0003-1270-5545, Nenciu, Cristina, Lorant, Anna, Ionescu, Radu and Patt, Anthony (2017) Insurance, public assistance and household flood risk reduction: a comparative study of Austria, England and Romania. Risk Analysis. ISSN 0272-4332