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The role of insurers in promoting adaptation to the impacts of climate change

Ward, Robert E. T., Herweijer, Celine, Ranger, Nicola and Muir-Wood, Robert (2008) The role of insurers in promoting adaptation to the impacts of climate change. The Geneva Papers on Risk and Insurance Issues and Practice, 33 (1). pp. 133-139. ISSN 1018-5895

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Abstract

Scientific evidence is accumulating that climate change is having an impact on the frequency, intensity and geographical distribution of extreme weather events. With these trends likely to continue for the foreseeable future, the insurance industry can help society to adapt, by limiting and managing risks associated with extreme weather, and thereby maintaining the insurability of potentially vulnerable and exposed populations. There are already examples of the insurance industry promoting efforts to mitigate the impacts of weather hazards, by disseminating information about reducing the vulnerability of properties, offering financial incentives to invest in mitigating the impacts of extreme weather, and by working in partnership with policy-makers to establish maximum thresholds of acceptable risk. However, these efforts need to be more widely promoted by insurers to make a significant contribution to society’s adaptation to climate change.

Item Type: Article
Official URL: http://www.genevaassociation.org/Publications/Gene...
Additional Information: © 2008 The Geneva Association
Library of Congress subject classification: G Geography. Anthropology. Recreation > GE Environmental Sciences
H Social Sciences > HB Economic Theory
J Political Science > JA Political science (General)
Journal of Economic Literature Classification System: G - Financial Economics > G2 - Financial Institutions and Services > G22 - Insurance; Insurance Companies
Q - Agricultural and Natural Resource Economics; Environmental and Ecological Economics > Q5 - Environmental Economics > Q54 - Climate; Natural Disasters
Sets: Research centres and groups > Grantham Research Institute on Climate Change and the Environment
Collections > Economists Online
Rights: http://www.lse.ac.uk/library/usingTheLibrary/academicSupport/OA/depositYourResearch.aspx
Date Deposited: 07 Dec 2011 16:08
URL: http://eprints.lse.ac.uk/39986/

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