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Regulating private health insurance in the European Union: the implications of single market legislation and competition policy

Thomson, Sarah and Mossialos, Elias (2006) Regulating private health insurance in the European Union: the implications of single market legislation and competition policy. LSE Health Working Papers, 4/2006. London School of Economics and Political science, London, UK. ISBN 0753019744

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Abstract

This paper examines the implications of the single market in insurance for regulation of private health insurance in the European Union. It considers areas of uncertainty in interpreting the third non-life insurance directive, particularly with regard to when and how governments may regulate private health insurance, and questions the Directive’s capacity to promote consumer and social protection in health insurance markets. The Directive reflects the regulatory norms of the late 1980s and early 1990s, when boundaries between ‘social security’ and ‘normal economic activity’ were still relatively well defined in most member states. Today these boundaries are increasingly blurred, and as governments look to private health insurance to ease pressure on public budgets, uncertainty about the scope of the Directive and concerns about its restrictions on material regulation are likely to grow.

Item Type: Monograph (Working Paper)
Official URL: http://www.lse.ac.uk/collections/LSEHealth/
Additional Information: © 2006 The authors
Library of Congress subject classification: H Social Sciences > HV Social pathology. Social and public welfare. Criminology
Sets: Departments > Social Policy
Research centres and groups > LSE Health
Collections > LSE Health Working Paper Series in Health Policy and Economics
Rights: http://www.lse.ac.uk/library/usingTheLibrary/academicSupport/OA/depositYourResearch.aspx
Identification Number: 4/2006
Date Deposited: 21 Jul 2010 13:37
URL: http://eprints.lse.ac.uk/28786/

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