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Institutional work: how lenders transform land titles into collateral in urban Tanzania

Manara, Martina and Pani, Erica (2023) Institutional work: how lenders transform land titles into collateral in urban Tanzania. Journal of Economic Geography, 23 (6). 1213 - 1236. ISSN 1468-2702

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Identification Number: 10.1093/jeg/lbad019


We examine the ‘institutional configuration’ that makes land titles work as collateral in Tanzania’s nascent credit market, through the ‘institutional work’ of local lenders. This work is effective and precarious: while lenders seek out and create institutional complementarities across diverse domains, they also require higher-level regulation to help stabilise land titles’ fungibility as collateral. Our results contribute to knowledge on path-dependency, contingency and uneven trajectories in the property-credit nexus development, and advance understandings of institutional interdependencies and coevolution in the situated economy. By combining deep contextualisation and institutional analysis, we progress an empirical engagement with institutional research in economic geography.

Item Type: Article
Official URL:
Additional Information: © 2023 The Author(s)
Divisions: Geography & Environment
Subjects: G Geography. Anthropology. Recreation > G Geography (General)
H Social Sciences > HB Economic Theory
Date Deposited: 13 Sep 2023 09:18
Last Modified: 16 Jun 2024 20:24

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