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Changes in the regulation and control of mortgage markets and access to owner-occupation among younger households

Whitehead, Christine M E and Williams, Peter (2017) Changes in the regulation and control of mortgage markets and access to owner-occupation among younger households. OECD Social, Employment and Migration Working Papers (196). OECD Publishing, Paris, FR.

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Identification Number: 10.1787/e16ab00e-en

Abstract

This paper looks at the issue of access to home ownership for younger people in OECD countries, from the point of view of changes in mortgage market regulation and control. It sets out the factors determining the demand for and supply of mortgages, particularly for first time buyers and it provides a review of the relevant literature and comparative data. The paper provides an overview of regulatory change since 2008 for over 20 countries. The paper also includes case studies of a subset of countries with mature mortgage markets that are known to face relevant issues and for which data are more readily available: Canada, Denmark, the United Kingdom and the United States.

Item Type: Monograph (Working Paper)
Official URL: https://www.oecd-ilibrary.org/social-issues-migrat...
Additional Information: © 2017 OECD
Divisions: LSE London
Subjects: H Social Sciences > HG Finance
H Social Sciences > HD Industries. Land use. Labor
JEL classification: G - Financial Economics > G2 - Financial Institutions and Services > G21 - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
R - Urban, Rural, and Regional Economics > R3 - Production Analysis and Firm Location > R31 - Housing Supply and Markets
R - Urban, Rural, and Regional Economics > R3 - Production Analysis and Firm Location > R38 - Government Policies; Regulatory Policies
Date Deposited: 04 Aug 2020 11:48
Last Modified: 22 Oct 2020 23:29
URI: http://eprints.lse.ac.uk/id/eprint/105862

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