African Americans have a harder time getting mortgage information compared to whites.

Martin, Hal, Hanson, Andrew and Hawley, Zackary (2016) African Americans have a harder time getting mortgage information compared to whites. USApp– American Politics and Policy Blog (14 Jul 2016). Website.

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Abstract

In the 1960s and 70s, Congress enacted a number of laws aimed at eliminating discrimination in access to credit in the housing market. Despite these legal prohibitions against discrimination, Hal Martin, Andrew Hanson, and Zackary Hawley find that mortgage lenders do discriminate against African Americans. Using fictitious ‘black’ and ‘white’ names to request mortgage information, they find that lenders sent responses more slowly and less often to those with ”black’ names, and that this difference was even more pronounced for those with lower credit scores.

Item Type:	Online resource (Website)
Official URL:	http://blogs.lse.ac.uk/usappblog/
Additional Information:	© 2016 The Authors, USApp – American Politics and Policy Blog, The London School of Economics and Political Science.
Divisions:	Public Policy Group
Subjects:	H Social Sciences > HN Social history and conditions. Social problems. Social reform
Date Deposited:	12 Sep 2016 11:07
Last Modified:	15 Sep 2023 20:21
URI:	http://eprints.lse.ac.uk/id/eprint/67694

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