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Financing long-term care for older people in England

Wittenberg, Raphael and Malley, Juliette (2007) Financing long-term care for older people in England. Ageing Horizons, 6 . pp. 28-32. ISSN 1746-1073

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Abstract

During a decade of debate on how best to fund long-term care, British analysts have focused more on policy developments in other countries than ever before. Discussing criteria for appraising options, the paper argues that the objectives of the financing system must be considered in the light of the objectives for the long-term care system as a whole. The types of funding mechanisms discussed are private insurance, including private/public partnerships, tax-funded and social insurance models. The differences between tax-funded and social insurance models are discussed. Social insurance with hypothecation of funds is no longer part of the current debate, which now focuses on the three types of options whose properties are described in the paper: free personal care (adopted in Scotland), the retention of means-tested arrangements in some form, and a partnership model as recommended in the Wanless report. The paper agrees with the Wanless report that all three have strengths and weaknesses. Decision-makers have a window of opportunity to make reforms before the baby-boomers reach late old age.

Item Type: Article
Official URL: http://www.ageing.ox.ac.uk/publications/ageing-hor...
Additional Information: © 2007 Oxford Institute of Ageing
Library of Congress subject classification: R Medicine > RA Public aspects of medicine
Sets: Research centres and groups > LSE Health
Rights: http://www.lse.ac.uk/library/usingTheLibrary/academicSupport/OA/depositYourResearch.aspx
Date Deposited: 09 Jun 2008 09:14
URL: http://eprints.lse.ac.uk/4831/

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