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Demographic trends and the future of pensions in the UK

Hills, John (2007) Demographic trends and the future of pensions in the UK. Journal of the Statistical and Social Inquiry Society of Ireland, XXXVI. ISSN 0081-4776

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This article outlines the recommendations of the UK Pensions Commission, and the data and analysis on which they were based, including projections of demographic change, trends in private pension saving, and evolution of the state pension system. The Commission concluded that without reform, structural problems with UK pensions would lead to increasingly inadequate and inequitable provision in 15-20 years time. It recommended reforms which would lead to a more generous, more universal and less means-tested state system than would otherwise evolve, and the establishment of a low cost National Pension Savings Scheme, into which employees without good employer provision would automatically be enrolled. The proposals, now largely being implemented, imply eventual increases both in state spending on pensions as a share of national income and in State Pension Age, but accompanied by measures to facilitate later and more flexible retirement.

Item Type: Article
Official URL:
Additional Information: © 2007 The Author
Divisions: Social Policy
Centre for Analysis of Social Exclusion
Subjects: H Social Sciences > HJ Public Finance
Date Deposited: 10 Mar 2011 14:41
Last Modified: 15 Sep 2023 13:30

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